this is not a debt of mine. I was a victim of identity theft over 10 yrs ago. you need to go to the address where the credit card or purchase was mailed and serve them with a bill. I will not pay a bill that some piece of shit ran up using my name. I do pay my bills however. This is not mine. Do not call me again . I am on the do not call registry. if I hear from you again I will report you.